Saturday 
Wake up early to meet up for some NTUC shopping
for the Steamboat + BBQ session later. Its a
celebration for Karan's Birthday. Slightly late, and
decided to took a cab. $11 was a very 冤枉 amount
to pay.

As i reached 10 min late and helped up abit, i took
a train over to min's place where other took franco's
Vroom Vroom car over. Well its a punishment for
reaching late. Haha.

So i took the MRT over and changed for bus. and
in de end i ended up on the wrong bus. and went
to the wrong direction. Alighted and walk back to
interchange to take the correct bus.

没想到我也有今天, never though it will happen to me

Walked back after taking a wrong bus, this tell me
never trust your own instinct. Let the GPS lead
the way for you. Reached min house even earlier
than them. Well this prove Bus is faster haha.

Helped up on preparing the food and setting up
for the Steamboat & BBQ station. After a long
round of very unhealthy BBQ & Steamboat
session, We help clean up too, floor might not
be very clean but we all put in alot effort cleaning
it already. So Sorry about it.

So before we forget we make sure we take a few
pictures. We have lots of location to take pic and
also lots of different pose for the camera.

The 10 of us

With Selfie stick, Totally can see Jw is quite extra!! LOL

We are all retard!! but Jw get the best retard award though

And ofcos not forgetting our Birthday boy!! Karan

Happy 22nd Birthday, Karan.

Played some AssHole Daidee game after we all
went in to min's room. Was a not bad session,
fill with laughter and the Xiao Pi Guo Song.
But we think that its too early for us to go home
might as well go out for some ice cream session.

Traveled all the way down to Upper Thomson
for Salted Camera for the waffle with ice cream

This was 1 good waffle with ice cream

After all the food, we reached home on quite late
and i in de end had to Uber back to my home.

not sure if its exp or cheaper

Its been a long time, that i take a uberx home, Its
was a good service from uber as there no
midnight charge. But It will be better if there isn't
a need for taking a cab home. Before ending my
day. its time for some cleansing

Skinny Mint!!

Dan Chia 85.9Kg
*Enjoy every moment we have, its not easy to have a gathering

Friday
Its was TGIF for most of you, but i am here
worrying for my quiz later on at math class.
So my work was quite ok, been thinking hard
about my course in NUS. Is this course really
suit me. Its so technical and the worst is coming
very very soon.

So i speak to a colleague who gave me some
advise, nothing much was advised as its still
voice back to my decision. So i am not sure
am i still right at this course. Or is this course
really suit me and fit to what i need for future jobs.

Been spending all my free time to read on the
quiz, which i spend few week ago to prepare.
This quiz have been postpone for 2 week
already, and i don't bother to take leave or MC
to study this quiz.

Reached school and found out Prof have once
again, postpone the quiz!!! Wahlau~~~ We
start to wonder is it the tactic of prof to make
sure we come for lesson. As the attendance
rate is constantly not good. So we started with
Tutorial.

Self made webcast !!!

Technology have evolved, last time pple use
recorder to record for lecture. Now we might
as well use ipad to take down the lesson.

As usual, not quite sure what prof is teaching.

So after i end my lesson, Elvina and kailian came
over to NUS to meet me for the skinny mint tea.
And they are kind to give me a lift to Vivo city,
where i going over to clarke quay to meet Dewei
and friends for some KTV and Drinking session.
Went over to Tang Music Box.

Tang Music Box @ Clarke Quay

First thing u reach there, u will feel like walking
in to a super market. Had a near 6 hour session
there sing until i no voice. Its was not cheap though
but what to expect its at clarke quay, its suppose to
be that price.

After that, went over to 401 with Junlin and JiaHong,
for some carrot cake session. Haha Shit i am guilty
for having such a late night supper and a super
unhealthy choice of supper.

Reached home was already near 5. Wash up and
Its time for some bonding session with my bed.
Niteys tml will be a good day.

Dan Chia 85.3Kg
*Life is short, don't worry on small issue. And always be Happy.

Its was Thursday and i am totally not excited
about Friday. As i going to have math quiz
again. Prof had postponed the quiz twice in a row.
I don;t think we can escape from death once more.

Today work was kinda boring yet frustrating,
went on site to support on a testing. But my
knowledge on the tech that i am supporting is
not as strong. So i can't really help much, its
my colleague who was used to handle that
technology knows it all. I still have much to
learn!!.

After Bedok OLP testing, went over to bedok
mall to get myself a thumb drive, where i need
it for my lab session in awhile time. I do have
my superman thumb drive, but it keep failing
me, and i have no idea why. Cheap stuff always
don't perform!!!

Its now really become a keychain. only

Rushed over to lab today, and was late for 10 min.
So everyone started on their verilog programming
while me still figuring what happening in the past
10min, kinda of sad, no 1 tell me what happen, as i
don't have friends over there. I have to figure out what's
happening and what i miss. So this was the question.

A simple few line, but we need write alot coding

So i figured so long on how to do it, but i don't even
know how to start or write my coding, so i have no
choice to call prof and tell him, i seriously know
shit. Please explain it how to write to me, and
the PHD student was kind enough to show me
a draft code but didn't really explain it to me.

It was just that few lines

And i can't figure this simple code in past 25 mins,
that i need help for the coding. Proceed on to
Question 2 and that part, most of the student can't
get it. I, myself is not excluded, staring at the com
hoping some miracle will come in to my mind. And
the worst news is. next next week its the lab test.
WHATTTT.!!!!!!!! Only 1 practice session, the
following lesson will be Lab test already!!!!!.
WTHHHHHH,
I am dead!!

I left class knowing this shit is getting closer and
realize there another shit quiz tml that waiting for
me to fail. The level of study is really different, at
poly i know how to do, just that maybe i can't score
so well. But at Uni, i totally no clue how to do,
trying to fake my way to write like i know. Damn it

Feeling damn low, thinking am i really suitable for
this course. Or is really studying a good choice
for me? Why do i feel i don't belong to here, getting
a degree seem like a dream rather than a goal for
now. To be honest, i don't think i have interest in
engineering, but back to topic, i don't think i am
interested in anything too. If not engineering what
else can i do?

So with a low feeling and a hungry stomach, i
decided to get some thing that can atleast make
me feel abit better.

Actually it didn't really make me happier

Reached home around 1040, and i started my
skinny mint. had my night cleanse now. i
going to sleep now and thinking how am i going
to survive tml for the quiz. Most likely i going
to study secretly at office. Damn Siannnnn

Not really in a mood. Nites guys.

Dan Chia 85.6Kg
*Sometime we want to disappear from the world, but actually we wanted to be found

Went office with a tired body. and the first thing
happenin the morning was my boss jio ed me for
breakfast!! And it happen to have some dash
promotion. See Dash is a very good product that you
should try.You can see my previous post for the link.
and get your dash & Stand chart dash saving
account now.

And this was the promotion that i was saying
about

Tradition breakfast set

Today was always the day that i been looking
forward to, as its bball day! Finally i can sweat
whole out, and do the sport that i love the most.

Work was not as bad, lots of data analysis to do
was helping my boss by input the stats so that
she can present to the high ups.

Until the very last min i was still rushing the report
for her. Not sure what time did she manage to
finish the report. Haha all the best to her!!!!

So for today, i ballot my Special sem module,
where the term period was May to July. And i
have chosen a some creative design module. I
heard its a easy course with no exam from my senior
and also from the reviews. And i was shock when
i was walking home from MRT. I saw,

They are damn fast!!

I got in to the module that i ballot for. Yes ar!!!
no exam for july liao. and Btw i cant afford to
get exam cos i having my annual ICT at july,
which i don't wish to defer it. Hope the module
will be as easy as senior's say.

And not only that news came. My Skinny Mint
is also here!!!

The Stage is set, now it's only left me to perform.

I do believe in this world, its bullshit that we
don't consider about looks. Its always definitely
a plus point if u look fitter or slimmer, prettier
or more handsome. Well we do say that Looks
are not important, its only half true. There still
some invisible score there. So with that, i trying to
use this period of time to make myself fitter
slimmer and most importantly Healthier!!
Be it for myself or future, guess this is a best
investment i will ever made in my life.


Was home after a very disappointing bball
session, was totally off form today. haha
missing all the simple shoots. But its ok, at
least i still have some use in my team, not
a total burden. I was back home and saw
this shirt that my bro and dasao brought for
me from HK.

-_- This kind of shirt also have ar -_-

And also i have transfer my funds to Dash saving
account. and decided to store my Funds over
there. So by doing so, its ensure my $50 rebates.
and 1% interest rate p.a So by 30th April i am
expecting $57.65 to be credit in my account.
Another free money for me to grab!!!
Dash Promo Click on the link to see the promo
And also explore it, its free money, try to grab
it before it stop giving money.

Was looking for a account that have high interest
rate so i can store my funds over there. So all
my research told me that OCBC 360 saving acc
was having the best interest rate in town. up to
3.05% p.a. But i still didn't fit its first 1%
requirement. I have to wait for another increment
before i can hit that requirement. So for now i will
just put my funds in dash saving account for 1% P.A
and wait for End of Aug.
OCBC 360 Account Go to the link and understand
more about it.

That's all for today, I can feel i am getting older.
I will need to force myself to sleep early. That
also help in slimming down. And also look at this
article, its about benefits of Lemons.




Nitey world!!!

Dan Chia 85.7Kg
*Be confident is another aspect that was also important. Its always more charming when u are confident in a right way. Being cocky is just a fine line different, so beware of it.

First time trying moblie blogging, so I am not sure the spacing and how it will turn out. It might be interesting if I can blog as and well I am on the move.

Its Sunday, and i finally get my much needed rest.
But i didn't be a couch potato the whole days, was
awake at 12+ and started doing my balancing of
my cash flow and updating all my accounts. Its took
quite long for me to keep track which fund go
where. Haha i am kinda picky when it come to this.

So finally i get all my cash flow slotted out and
i found that i going to have a hard time for this
remaining days of this month. So maybe need
to keep a look out on my expenses.

Went out with min to get Karan's present at plaza
Sing. Finally we get it settled and no more worried
on what to get for him. Might not be a best present
but i think its quite useful!!.

Went over to Xin Wang HK Cafe for dinner.
And we order chix wings, curry withe bread
and fries with curry mayo dips.

Its really putting mayo in curry.

And we was damn full with 1 main and 2 sides
I had to eat most of it, as she didn't help me on
it. This is bad, Fat liao lor! the amount of carbs
that i consume today is sky high.

After walking around, we went back to Standchar
bank road show at level 1. So i was intro to this
"BounsSaver" plan which i still not quite sure what is it.
Seem good, but i have to be careful with my cash flow.
i am squeezing myself quite tight. I don't wish i have
totally no room to breath.

So as a SCB Credit card holder i get some goodies
bags and piggy banks. Guess i can start my
$1 and 50c coins saving now.

Its my job to feed it full full!

So they also approached me asking me did i get
my free gift for my credit card. where I only manage
to get $40 only, the promoter was kinda shock. and
explain to me i can get up to $120 for every card
i sign. Well i did saw this new scheme at SCB website
but didn't apply it as i not sure the term. But since i
getting free money and allow to terminate it after
6 months. And no deduction will be done from me.
why not grab the free money!!.

So psycho-ed Min to create her dash account,
which i earn $42 from them already. Next
will be targeting their $50 rebate for the first $8k
of fresh fund putting in to SCB dash acc. The
Promotion ends this month, so if there's free money
should just take.

After all this, we walk to llao llao to get us a
cup of sanum!!

Still think the spoon looks like the thing that my dad to wear his shoe.

I deserve to be fat!!!! But still, just whack only,
hopefully next week i cant anyhow whack like
this!.

Reached home and brought my skinny mint
together with Elvina. Its my second time trying
Skinny Mint. Hope it help me slightly on
cleansing or fat burn.

2nd time buying Skinny Mint.

So that's all for my day, Tml will be the start of a
new week again. Not very look forward, but i
am expecting some dividend from Lippo REIT.
its my "pay day" from my stocks. The amount
might not be much, but atleast something! =)

So back to Policy that i mention yesterday, i
have decided to go with Tokio Marine Life
insurance. More detail can be get at here
Tokio Marine Legacy.
So i manage to get a good plan where they
stop selling from Dec 2014. saw from forum
it seem that the plan that they came out, having
high payout and low premium its not sustainable
for TM to carry on. Guess i was lucky that
i manage to get in to the phrased out plan.

So some key points for my this Policy:

• Its insure me 200k death, 150k Critial Illness, 50k early stage illness
• It cover me for life, there will not be any drop in grantee amount after 65 (like most insurance offering) 
• Cost me $2461.8 / year
• I will need to pay for only for 25 years, and i am protected for life.
• I have upgrade my old NTUC income policy by near 7 times.
• And i paying 4 times higher than my old policy.
• And ofcos i am able to cashout / surrender my policy to get cash.
• Policy will break even around 30th year.
• Meaning after i am 57 years old, i have already earn back my funds and start growing even more wealth.
• But ofcos i will not take money out from here unless really needed.
• The amount will meant for my spouse or next generation, after i go somewhere happier.