Its Sunday, and i finally get my much needed rest.
But i didn't be a couch potato the whole days, was
awake at 12+ and started doing my balancing of
my cash flow and updating all my accounts. Its took
quite long for me to keep track which fund go
where. Haha i am kinda picky when it come to this.

So finally i get all my cash flow slotted out and
i found that i going to have a hard time for this
remaining days of this month. So maybe need
to keep a look out on my expenses.

Went out with min to get Karan's present at plaza
Sing. Finally we get it settled and no more worried
on what to get for him. Might not be a best present
but i think its quite useful!!.

Went over to Xin Wang HK Cafe for dinner.
And we order chix wings, curry withe bread
and fries with curry mayo dips.

Its really putting mayo in curry.

And we was damn full with 1 main and 2 sides
I had to eat most of it, as she didn't help me on
it. This is bad, Fat liao lor! the amount of carbs
that i consume today is sky high.

After walking around, we went back to Standchar
bank road show at level 1. So i was intro to this
"BounsSaver" plan which i still not quite sure what is it.
Seem good, but i have to be careful with my cash flow.
i am squeezing myself quite tight. I don't wish i have
totally no room to breath.

So as a SCB Credit card holder i get some goodies
bags and piggy banks. Guess i can start my
$1 and 50c coins saving now.

Its my job to feed it full full!

So they also approached me asking me did i get
my free gift for my credit card. where I only manage
to get $40 only, the promoter was kinda shock. and
explain to me i can get up to $120 for every card
i sign. Well i did saw this new scheme at SCB website
but didn't apply it as i not sure the term. But since i
getting free money and allow to terminate it after
6 months. And no deduction will be done from me.
why not grab the free money!!.

So psycho-ed Min to create her dash account,
which i earn $42 from them already. Next
will be targeting their $50 rebate for the first $8k
of fresh fund putting in to SCB dash acc. The
Promotion ends this month, so if there's free money
should just take.

After all this, we walk to llao llao to get us a
cup of sanum!!

Still think the spoon looks like the thing that my dad to wear his shoe.

I deserve to be fat!!!! But still, just whack only,
hopefully next week i cant anyhow whack like
this!.

Reached home and brought my skinny mint
together with Elvina. Its my second time trying
Skinny Mint. Hope it help me slightly on
cleansing or fat burn.

2nd time buying Skinny Mint.

So that's all for my day, Tml will be the start of a
new week again. Not very look forward, but i
am expecting some dividend from Lippo REIT.
its my "pay day" from my stocks. The amount
might not be much, but atleast something! =)

So back to Policy that i mention yesterday, i
have decided to go with Tokio Marine Life
insurance. More detail can be get at here
Tokio Marine Legacy.
So i manage to get a good plan where they
stop selling from Dec 2014. saw from forum
it seem that the plan that they came out, having
high payout and low premium its not sustainable
for TM to carry on. Guess i was lucky that
i manage to get in to the phrased out plan.

So some key points for my this Policy:

• Its insure me 200k death, 150k Critial Illness, 50k early stage illness
• It cover me for life, there will not be any drop in grantee amount after 65 (like most insurance offering) 
• Cost me $2461.8 / year
• I will need to pay for only for 25 years, and i am protected for life.
• I have upgrade my old NTUC income policy by near 7 times.
• And i paying 4 times higher than my old policy.
• And ofcos i am able to cashout / surrender my policy to get cash.
• Policy will break even around 30th year.
• Meaning after i am 57 years old, i have already earn back my funds and start growing even more wealth.
• But ofcos i will not take money out from here unless really needed.
• The amount will meant for my spouse or next generation, after i go somewhere happier.